This is the Privacy Policy of Inner Banks Living governing the collection and use of information gathered from or provided by you through this Site.

Please review this Privacy Policy carefully for it contains information important to you.

If you do not want us to be able to gather and use information about you as set forth herein, please do not use this site. Use of the site constitutes your acceptance of and agreement to this Privacy Policy. This Privacy Policy is a part of and governed by Inner Banks Living’s Terms of Use.

Our Privacy Policy is based upon respect. The purpose of this Privacy Policy is to identify for you the nature of information that may be collected about or from you and the way in which we may use and disclose such information.

Types of Information Collected. We may collect from you your name, address, telephone number, email address and other information by which you may be identified. The personal information we collect from you comes from the following sources:

1. Information we may receive from you on applications, subscriptions, contract documents or other forms (electronic or otherwise) including, but not limited to, your name, age, gender, marital status, number of dependents, assets, debts, income, employment information, social security number, address, telephone number.

2. Information about your transactions with us, our affiliates, nonaffiliated third parties or others, such as your account balances, payment history and account activity.

3. Information we may receive from a consumer reporting agency, such as your credit bureau reports and other information relating to your creditworthiness, your financial circumstances, and your credit history, including any bankruptcies or foreclosures you may have experienced.

4. Information we receive about you from other sources, such as your employer and other third parties.

Use of Information Provided. It is often helpful to disclose personal information to our affiliates. Our affiliates are primarily engaged in real estate development, finance, marketing and sales and activities related to those processes. We and our affiliates may use and disclose this information to contact you and send you information about our and our affiliates' services, properties and products.

In addition, to the extent you request information, products or services from us or our affiliates, we and our affiliates may use and disclose this information to others so as to comply with your request (for example, by disclosing the information to our fulfillment partners and shipping companies) and to our independent sales agents to follow up with you in connection with your request.

The information you provide may also be used and disclosed by us and our affiliates for market research purposes, for project planning or for development of prospect lists for our and our affiliates' communities. We may use the information you provide to inform you about our and other's services and products in which we believe you may be interested.

We and our affiliates may aggregate your information with the information of others and may use and disclose such statistical information for any purpose. We and our affiliates may use your information, including your email address, to help diagnose problems with our server, to administer our site, and to communicate with you, including, without limitation, to respond to e-mails from you.

We and our affiliates may also share your information with and transfer it to another entity acquiring all or substantially all of our assets, or of the assets of the division to which this site relates.

Sometimes it is necessary to disclose personal information to nonaffiliated third parties. We may disclose your information to nonaffiliated third party financial service providers including, but not limited to, banks, mortgage companies, consumer credit companies, life insurance companies, credit insurance companies, hazard insurance companies, automobile insurance companies, investment advisors and companies registered with the Securities and Exchange Commission, real estate agents and brokers.

We may also disclose your information to non-profit organizations and non-financial companies, such as discount consumer buying clubs, consumer products companies, companies engaged in direct marketing and consumer services companies. We may also share your information with nonaffiliated companies that perform marketing services on our behalf or to other institutions with which we have joint marketing agreements.

In addition, we may disclose personally identifiable information in response to legal process, for example, in response to a court order or a subpoena. We also may disclose such information in response to a law enforcement agency's request or where we believe it is necessary to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of our Terms of Use, to protect our safety, rights or property, or that of our employees, agents, affiliates, users or others, as necessary to operate our site and provide the services offered thereon, or as otherwise required by law. In addition, we may transfer information about you if we are acquired by or merged with another company.

We may also disclose personal information about you to nonaffiliated third parties as permitted by law.


Securing Your Information. We will use reasonable precautions to keep the information about you that we have gathered protected from unauthorized use or access. However, we are not responsible for any breach of security or for any actions of any third parties that may receive the information.

Use Caution when Visiting Other Sites. Our site includes links to other sites operated by other entities. Those sites may have different privacy policies. When traveling to other sites, please take the time to check the applicable privacy policy of that site before you submit any personal information. Such policies are usually posted on the site or available through clearly posted links. We are not responsible for the privacy policies of or activities on such other sites.

This site is not for children under 13 years old. This site is not directed to children under the age of 13. We comply with the Children's Online Privacy Protection Act and will not knowingly collect or use personally identifiable information from anyone under 13. Minors 13 year old or over should secure the permission of their parent or guardian before providing any information on or through this site. We ask parents to be particularly careful in supervising any children using this site, especially the interactive portions.

Access to and Correction of Personal Information Maintained About You/Ability to Opt Out of Further Contacts.

(a) Access. In the event you wish to determine the nature of the information we have collected from or about you, please contact us.

(b) Updates and Corrections. In addition, if you have corrections or updates to the information we are maintaining about you (your address for example), please help us keep your information accurate by providing us with the corrected information.

(c) Opt Out. In the event that you do not wish to receive future marketing and similar materials from us (other than those we are required by law or by contract to provide to you), please contact us and notify us of your request. Our inadvertent failure to comply with this request shall not be a violation of this policy.

Please note that we may have gathered information about you through other sites, sources, methods and means (including through our affiliates) and this opt out may not necessarily be applied to the information held about you in those databases developed as a result of those sources. In addition, if you opt out to receive certain information, you may not be able to utilize certain portions of the site.

(d) Questions. If you have questions about the operation of this site or other matters, please direct them to the President Michael Olexa Click Here

Updates to Our Privacy Policy. We reserve the right to change this Privacy Policy at any time in our discretion. The last update to this Privacy Policy was 4/15/2009